Many drivers are required to get Sr-22 car insurance. Sr-22 insurance is proof of insurance to the state or department of transportation. You may need Sr-22 insurance on file with the state if you have been caught with out insurance coverage, had a criminal or drug charge or for other reasons the court requires you to have it. It is really not the end of the world to be required to carry this coverage, but it does make it more difficult for you to obtain auto insurance and you will probably pay more than most drivers. Basically the insurance company who covers you with SR-22 will have to file your policy with your state.

If you're worried about car insurance because of a bad driving record, there may be some things you can do to save money. Here are some tips.

Insurance companies employ thousands of agents who operate across the country to reach as many clients as possible. Agents also allow insurance companies to cater to the specific needs of the clients on a more personal level.

Vehicle insurance (or Auto insurance, car insurance, motor insurance) is insurance people can purchase for cars, trucks, and other vehicles. Its primary use is to provide protection against losses incurred as a result of traffic accidents. An insurance company may declare a vehicle totally destroyed ('totaled' or 'a write-off') if it appears replacement would be cheaper than repair.